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1 has partnered with Retailio, a B2B healthcare marketplace to provide working capital loans to its over one lakh retailers and distributors pan India. This partnership aims to fund over 15,000+ pharma retailers in the next 18 months.

It will enable the pharmacies to cater to the increased demand for healthcare products and stock holding period by ensuring that funding for their working capital needs are taken care of digitally within 24- 48 hours of them applying for a loan.

The seamless lending integration with Retailio took less than 2 weeks given’srobust plug & play Architecture. The retailers on Retailio will benefit from FlexiLoans’s Co-lending platform – BiFrost with access to a wide range of lenders and seamless digital on-boarding.

FlexiLoans Co-Founder Deepak Jain said the Indian Pharmacy market is a $40 billion market and operates in the remotest town in the country and often these units require timely and adequate funds for seasonal spikes, new product launches and business expansion.

“ has been expanding its ecosystem partnerships to provide the small business the best lending proposition via our Co-lending platform and our partnership with Retailio is an imminent one in this direction,” said Deepak Jain.

Since its inception in 2016, has disbursed more than Rs. 1000 Crores to more than 30,000+ customers across 1500+ cities across India. It receives over 100,000 applications per month, largely from Tier II, III and Tier IV cities in India.By the end of this year, it aims to hit an annualized disbursal run-rate of Rs 1000+ Crs in a single year.

Retailio Head – Fintech Rohit Anand said one of the core business requirements of the retailer base is enabling seamless financial products for their core purchases.

“FlexiLoans has been at the forefront of digital providing multiple lending products via its strong technology interface and credit models and will unlock many opportunities for our Retailer and distributors on the Retailio platform,” said Rohit Anand. has been ranked amongst the top 100 fintech innovators globally and is one of the Leading Digital Lending Platforms started with a vision to provide working capital loans to MSMEs while solving their problem of accessing quick, flexible and adequate funds.

It uses proprietary technology and risk models that focus on advanced analytics and surrogate methods for scoring customers. Having over 100 partnerships with known Ecosystem players such as Flipkart, Amazon, PineLabs, Mswipe, it has disbursed over 40,000 loans worth Rs 1000 crore+ in around 1500 cities and towns across India.

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