Ramya A. Muraledharan, has joined Brickwork Ratings (BWR) as the Director Ratings. She will be overseeing the Banking, NBFC, and Securitization rating portfolio at BWR.
Ramya has a rich experience of 13 years with leading private sector banks working in areas such as credit appraisal, credit policy & processes, relationship management, early warning systems, stress testing, etc.
She has handled diverse sectors such as Non-Banking Financial Services (NBFCs), Telecom, Ports, and Airports.
Brickwork Ratings (BWR) is India’s home-grown credit rating agency built with superior analytical prowess from the industry’s most experienced credit analysts, bankers, and regulators.
Established in 2007, BWR aims to provide reliable credit ratings by creating new standards for assessing risk and by offering accurate and transparent ratings. BWR provides investors and lenders timely and in-depth research across Structured Finance, Public Finance, Financial Institutions, Project Finance, and Corporate sectors.
BWR has employed over 350 credit analysts and credit market professionals across 8 offices in India. Its analysts have published over 12,000 ratings across asset classes.
Prior to this appointment, Ms. Muraledharan was overseeing the Credit portfolio pertaining to NBFCs and Microfinance Institutions at HDFC Bank as a Vice-president. She was also associated with Axis Bank for over 8 years.