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Bengaluru, NFAPost: Mosambee, a payment solution company, is the first company in India to have their software-based personal identification number (PIN) entry product, commonly known as PIN on Glass, certified for compliance with the Payment Card Industry (PCI) standard.

The announcement was made by global safety science company UL.

PCI allows for contact and contactless card transactions with PIN entry on merchants’ mobile devices, such as smartphones and tablets, using a secure PIN entry application.

In earlier point of sale (PoS) solutions, the PIN was entered on the payment terminals only. Mosambee’s solution supports all payment schemes including RuPay, Visa and Mastercard.


This ‘Made in India’ solution will be a plug-and-play option for many of the banks and acquirers already connected to Mosambee. Ensuring product compliance following certification may help to fuel opportunities for businesses and institutions to expand and accept payments. It also helps enable small businesses to compete more effectively while enhancing overall customer service.

Commenting on the certification of the new solution, Mosambee Cofounder Sameer Chugh said the certification strengthens security and builds trust in digital payments acceptance on smartphones and tablets.

“The PIN on Glass solution allows a merchant to now download an acquirer application from the Android or iOS app stores instead of focusing on hardware terminals. With its rich experience in the payments industry, UL was an instrumental advisor in our commercial off-the-shelf (COTS) device from a concept to product launch,” said Mosambee Cofounder Sameer Chugh.

Certification for security

Commenting on the development, UL South Asia and Sub-Saharan Africa Vice President and Managing Director Suresh Sugavanam said the company is proud that this certification enables India’s vision of a cash-lite society through expansion of payment acceptance infrastructure in India.

“The PCI certification helps local companies to develop innovative and smart payment devices and build trust in the security of payments. At UL, we continue to focus on building best-in-class testing platforms and compliance solutions to help bring more secure digital payment products to the market,” said UL South Asia and Sub-Saharan Africa Vice President and Managing Director Suresh Sugavanam.

A wide network of subject matter experts from various geographies at UL’s PCI SSC recognized laboratories performed the PCI Security Standards Council’s (SSC) Software-Based PIN Entry on COTS (SPoC) testing requirements for the Mosambee solution.

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